Spotting Tax Inefficient Funds in Your Taxable Account
When investing in a taxable account, what matters is what you keep after taxes.
What Your Investment Income Is Telling You About Your Tax Strategy
Your investment income isn’t just a number on your tax return—it’s a window into how tax-efficient your portfolio really is.
Too Many Old 401(k)s? The Hidden Risks of Sprawl, Oversight Gaps, and Fee Drag
Having too many old 401(k) accounts can quietly undermine your retirement goals.
Where 401(k) Fees Hide—and How to Tell If Yours Are Reasonable
401(k) fees often hide in plain sight, tucked into your statements and plan website.
How 401(k) Fees Quietly Shape Your Retirement Balance Over Time
Even modest 401(k) fees can quietly chip away at your retirement savings gradually, often more than most people realize.
Target Date vs. Build Your Own: How Two Similar Risk 401(k) Portfolios Can Work Very Differently
A target-date fund and a simple three-fund portfolio might both aim for the same level of risk, but they help you get there in different ways—and ask different things of you as an investor.
Should You Use a Target Date Fund or Build Your Own 401(k) Portfolio?
Target-date funds are often described as a “set it and forget it” option—a single fund that automatically shifts its mix of stocks and bonds as you get closer to retirement.
How to Read Your 401(k) Fund Menu Like a Pro
Your 401(k)-fund menu might look confusing at first, but it’s easier than it seems
A 10 Point 401(k) Health Check for 2026
A 10-step 401(k) checkup helps ensure your 2026 retirement savings strategy aligns with your goals, plan rules, and current contribution limits.
Avoiding the Most Common 401(k) Mistakes by Decade
Avoiding the most common 401(k) mistakes changes as you move through your 30s, 40s, 50s, and 60s.
Could You Comfortably Max Your 401(k) Someday?
Maxing out your 401(k) isn’t something you have to achieve overnight.
Why Your Employer Match Matters More Than You Think
An employer's 401(k) match is a valuable tool for building retirement savings.