Retirement Plan Services

Let us help you offer the financial security of retirement plans to your employees

Whether you're running a small business with just a handful of staff, or you're responsible for hundreds (or even thousands) of employees, retirement plans are an important benefit. Not only do they attract and retain quality employees, they also offer both you and them some very attractive tax advantages.

Now, depending on the size and scale of your operation, you may want to offer a variety of different ways to save for the future. The most popular is the 401(k) plan, with an employer-matched contribution of your choosing. Then there are a number of IRAs to consider, including Roth and Traditional, and there's even the Simplified Employee Pension (SEP). Which is right for you? We're happy to crunch the numbers for you. Get in touch today and see how offering retirement plan services to your employees is a win-win scenario.

Solutions

What we do under retirement plan services

Plan Design

Get the advice you need on employer-sponsored plans, included eligibility and vesting schedule.

Vender Search Assistance

Need a vendor for office supplies, maintenance, or third-party administration? We've got connections.

Investment Lineup Review and Monitoring

Work with us to select and monitor the investment options in your plan.

ERISA Investment Fiduciary Services

We can act as a 3(21) investment adviser or 3(38) investment manager for your plan's investment options. We do not serve as plan administrator or trustee, or give legal advice.

Participant Support and Education

We offer customized support and training to keep your employees up to speed.

Plan Governance Support

We help your committee document its investment decisions, including investment policy reviews and performance reports. Plan testing, filings and audits are handled by your TPA, recordkeeper and auditor.

Risk Mitigation

There's always risk in investments. But there are ways to minimize your exposure.

Investment Committee Oversight

Is your organization fulfilling its financial responsibilities appropriately? We provide the oversight.

FAQ

Common questions

How do I set up a retirement plan for my business?

It’s easy, although deciding on all the different plan features can be overwhelming. Give us a call and we’ll be happy to discuss the best retirement plan for you and your employees.

How much does it cost to start a retirement plan?

It depends on the recordkeeper, whether you want the service bundled, and the number of participants that could be in the plan. Because we’re an independent investment advisor, we’re able to evaluate each recordkeeper and select the one that best fits you and your business.

How soon should I start saving for retirement?

The earlier the better, but it’s never too late to start saving. Just give us a call to discuss making plans for your retirement.

How much should I contribute to my 401k?

Ideally, as much as you can afford. Determine your monthly living costs and allocate any disposable income into your 401k and/or savings. If you’re not sure how much you can afford to save, we’re more than happy to help you. Give us a call and we’ll guide you.