Savings

Balancing Growth and Stability Between Stock and Bond Funds

For most people planning for retirement, deciding how much to invest in stock funds versus bond funds is a key part of long-term investing.

Jun 4, 2026 · 8 min

Where HSAs Fit Alongside 401(k)s in a Savings Priority List.

Most people don’t need to choose between an HSA and a 401(k). The real question is which account to fund first, depending on your workplace benefits, taxes, cash flow, and expected health care costs.

Apr 20, 2026 · 8 min

Using Bonuses to Jump Start 401(k) Savings

Using a work bonus to boost your 401(k) is a smart and approachable way to build your retirement savings—without cutting into the paycheck you rely on.

Feb 12, 2026 · 5 min

2026 Financial Dashboard: Three Simple Metrics to Keep Your Money on Track

Creating a straightforward financial dashboard for 2026 helps you focus on key numbers and avoid market distractions.

Feb 9, 2026 · 5 min

Turn Your 2025 Tax Return Into a Smarter 2026 Savings Plan

Think of your 2025 tax return as a snapshot of your financial year—revealing what you truly earned, spent, and saved.

Jan 29, 2026 · 5 min

5 Simple Ways to Grow Your Savings—Without Overhauling Your Life

Boosting your savings doesn’t have to mean turning your life upside down. By making a handful of small, intentional changes and layering them throughout the year, you can steadily move closer to your financial goals.

Jan 20, 2026 · 4 min

When Tightening the Budget Isn’t Enough: How to Know Whether Cutting Costs or Earning More Will Change Your Financial Picture

When money feels tight, you really have two options: spend less or earn more.

Jan 20, 2026 · 5 min

Turn Your Surprise Money Into a Plan: A Simple Formula for Making Every Windfall Count

Getting an unexpected windfall can be both thrilling and a little overwhelming.

Jan 20, 2026 · 4 min

Making Irregular Income Work (So Your Money Isn’t)

Making irregular income work for you means seeing bonuses, commissions, and side gigs as tools to create stability and help you reach your goals—not just as “extra” cash to splurge on.

Jan 19, 2026 · 3 min

Where to Park Emergency Cash in Today’s Rate Environment: Comparing High Yield Savings, Money Market Funds, and Short Term Treasuries

These days, the smartest place for emergency cash is in accounts or funds that keep your money safe, let you access it quickly, and still offer a solid yield.

Jan 19, 2026 · 6 min

Debt Decisions in 2026: How to Tell Good Debt from Bad—and Whether to Pay It Off or Boost Your 401(k) Contributions

Good debt is the kind that helps you build wealth or grow your income over time—think student loans or a mortgage.

Jan 15, 2026 · 6 min

Boring Budgets, Lasting Wealth: Why Slow and Steady Beats the Hottest Stock Pick

Hey, can I share something that’s totally changed how I think about money?

Jan 13, 2026 · 5 min

Put Your Savings on Auto Pilot: How Payroll Deductions and Smart 401(k) Increases Do the Work for You

Auto pilot features such as payroll deductions, automatic bank transfers, and scheduled 401(k) increases allow your savings to grow in the background, so you don’t have to rely on willpower every payday.

Jan 6, 2026 · 4 min

The Price of Waiting: When Adult Children Demand Their Inheritance Now

Across Australia and the United States, more families are facing a new challenge: adult children pressuring their aging parents to hand over their savings or assets before the parents are ready.

Oct 29, 2025 · 4 min

Keeping Your Investments on Track: How to Review and Refresh Your Plan Each Year

A great investment plan isn’t set in stone. As your life changes—whether it’s a new job, a growing family, or shifting financial dreams—your investment strategy should change too.

Oct 24, 2025 · 4 min

Fall Financial Tune-Up: How to Conduct a Q4 Budget Review and Refresh Your Cash Management Habits

A Q4 budget review is a great way to make sure you end the year on solid financial ground and set yourself up for success in the new year.

Sep 25, 2025 · 3 min

Financial Freedom Day: Steps to Help Achieve Financial Independence

July 1st marks National Financial Freedom Day—a perfect opportunity to take stock of your finances and set a course for independence

Jul 1, 2025 · 4 min

The Power of Compounding: Start Early, Benefit More

Let's demystify compounding—a concept often hailed as the 'eighth wonder of the world' by investors.

Jun 18, 2025 · 4 min

National 529 College Savings Day: Maximizing Education Savings

Today, May 29, is National 529 College Savings Day—a timely reminder for families to explore the powerful advantages of 529 plans for education savings.

May 29, 2025 · 5 min

Spring Weddings and Travel: Embracing the Joy and navigating the Financial Impact

With spring marking the start of wedding and travel season, many of us find our calendars and budgets filling up fast.

May 16, 2025 · 5 min

Smart Tax Moves for 2025: Strategies Everyone Should Know

Mar 3, 2025 · 4 min

The Power of Compounding Interest: Growing Your Wealth Over Time

Today, I want to discuss one of the most powerful tools for building wealth: compounding interest.

Feb 26, 2025 · 3 min

When to Start Saving for Summer Vacations

Let's talk about one of my favorite topics—summer vacations.

Feb 25, 2025 · 3 min

The Decline in Household Savings: A Pressing Nationwide Concern

Over the past five years, American households have grappled with a significant and urgent decline in their savings, which demands immediate attention.

Jan 23, 2025 · 4 min