Why Rebalancing Can Help Maintain a Consistent 401(k) Risk Level
There is a moment, often unnoticed, when the arc of a retirement account begins to bend. Years may pass—years in which the diligent saver, believing the hard work done, watches the balance rise and fall with the tides of the market.
May 20, 2026 · 10 min
Rising Yields Pressure Stocks as Inflation Fears Return
Stocks fell as higher Treasury yields and elevated oil prices revived concerns that inflation risks could keep the Federal Reserve from cutting rates, or even put a hike back in play.
May 19, 2026 · 2 min
FOR MEMPHIS: Good News From Memphis - Good News For Memphis May 19, 2026
We are now 5 months into sharing positive Memphis stories, and still, I love hearing the good news.
May 19, 2026 · 2 min
How 401(k) Loans Fit Into a Broader Debt Picture
For many households, decisions about debt and retirement go hand in hand. A 401(k) account is often one of the biggest financial assets, while credit cards, auto loans, student loans, medical bills, or a mortgage can create ongoing monthly stress.
May 19, 2026 · 12 min
Viewing Retirement Saving and Debt Paydown as a Combined Plan
Retirement saving and paying down debt are usually seen as separate goals. But in reality, they both draw from the same paycheck, affect your household budget, and shape your long-term financial flexibility.
May 19, 2026 · 10 min
Stocks Slip as Oil and Yields Keep Risk Appetite in Check
Stocks began a busy earnings week mostly lower as investors weighed elevated oil prices, rising Treasury yields, and mixed signals around U.S.-Iran negotiations.
May 18, 2026 · 2 min
Stocks Slide as Oil Shock Sends Bond Yields Higher
Stocks ended sharply lower as surging oil prices and a global bond selloff revived inflation concerns and pushed investors out of recent market leaders.
May 15, 2026 · 3 min
AI Momentum Drives Stocks to Fresh Records
Stocks climbed to new highs as renewed enthusiasm around artificial intelligence, resilient retail sales, and strong corporate earnings momentum outweighed concerns about elevated energy prices.
May 14, 2026 · 2 min
Tech Rally Lifts Stocks to Records
Stocks pushed to fresh all-time highs Wednesday as strength in megacap technology and chip shares outweighed another hotter-than-expected inflation report.
May 14, 2026 · 2 min
Stocks Ease after Hot CPI and Oil Spike
U.S. stocks mostly pulled back Tuesday as a hotter-than-expected core inflation reading and another jump in oil prices cooled the recent rally, especially in high-flying semiconductor names.
May 12, 2026 · 2 min
Understanding Duration: How Interest Rate Changes Affect Bond Fund Values
Many 401(k) investors think of bond funds as the “safe” or conservative part of their retirement savings. While they’re generally less volatile than stocks, bond funds don’t always hold steady—they rise and fall in value for several reasons.
May 12, 2026 · 4 min
FOR MEMPHIS: Good News From Memphis - Good News For Memphis May 12, 2026
I want to start off the week by sending congratulations out to all the graduates! I know several of our local high schools, as well as our universities, held ceremonies this past weekend.
May 12, 2026 · 2 min
Comparing Stable Value, Money Market, and Short-Term Bond Options
For many people saving for retirement, the "cash-like" part of a 401(k) plan seems straightforward.
May 11, 2026 · 4 min
What Bond Funds Do Inside a 401(k) Portfolio
Bond funds are often called the “safer” side of a 401(k), but that label can be misleading. They don’t eliminate risk or guarantee income. Within a retirement portfolio, bond funds typically provide income, diversify beyond stocks, and help smooth market swings.
May 11, 2026 · 8 min
Written Rules Can Help 401(k) Investors Stay Disciplined
Market volatility can make even long-term investors second-guess their 401(k) strategy. One way to reduce emotional decision-making is to write down neutral investment rules in advance, including when to review allocations, when to rebalance, and when a true change in risk may be appropriate.
May 8, 2026 · 1 min
Resilient Jobs and AI Momentum Push Stocks to Records
Stocks climbed to fresh records as investors leaned into signs that the U.S. economy remains resilient despite higher energy prices, geopolitical uncertainty, and a cautious Federal Reserve.
May 8, 2026 · 3 min
Stocks Retreat as Oil Volatility Revives Geopolitical Risk
Stocks slipped after a record-setting rally lost momentum, with investors reassessing hopes for an imminent US-Iran agreement to reopen the Strait of Hormuz.
May 7, 2026 · 1 min
Stocks Rally as War De-Escalation Hopes Lift Risk Appetite
Global equities rallied to record highs as hopes grew that the US and Iran were nearing a deal to end the war and reopen the Strait of Hormuz, easing fears around energy supply and inflation.
May 6, 2026 · 2 min
Why 401(k) Changes Based on Daily Headlines Can Be Risky
Many investors feel the urge to react to the latest market headlines. News about inflation, interest rates, geopolitical conflict, or sharp market drops often creates a temptation to quickly adjust a 401(k) allocation.
May 6, 2026 · 4 min
Stocks Hit Records as Middle East Tensions Ease
Markets regained footing Tuesday as signs the U.S.-Iran ceasefire remains intact helped ease fears of a broader conflict and pushed investors back into risk assets.
May 5, 2026 · 2 min
Building a Personal “News Filter” for Your 401(k)
For many Americans, their 401(k) isn’t just a retirement account—it’s an emotional companion, something they think about often even if retirement is still decades away.
May 5, 2026 · 6 min
FOR MEMPHIS: Good News from Memphis - Good News for Memphis - Good News for Memphis, May 5 2026
Yesterday, I had the opportunity to celebrate alongside many others the 2026 poster unveiling for the Memphis in May honored country, Ireland. In partnership with Memphis in May and ARTSmemphis, the Chamber debuted an incredible poster of the Irish countryside by local artist Anthony Lee.
May 5, 2026 · 2 min
Oil Shock Knocks Stocks From Highs
Stocks finished lower Monday as a sharp rise in oil prices shifted investor focus from strong earnings momentum to geopolitical and inflation risk.
May 4, 2026 · 2 min
How Often Should You Look at Your 401(k) Balance?
For many of us, checking our 401(k) has become as routine as checking the weather. With just a few taps on your phone, you can see if your retirement savings are up, down, or holding steady.
May 4, 2026 · 6 min
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