Roth vs. Traditional 401(k) in 2026: How Your Tax Bracket and Time Horizon Shape the Better Choice
When deciding between Roth and traditional 401(k) contributions in 2026, it comes down to when you want to pay taxes: traditional 401(k)s lower your tax bill now, but you'll pay taxes on withdrawals in retirement; Roth 401(k)s make you pay taxes up front, but your qualified withdrawals—including investment growth—are tax-free later.
Feb 4, 2026 · 6 min
Rotation Pressure Deepens as Tech Slide Continues
Markets were mixed Wednesday as tech stocks saw another steep selloff, led by software and semiconductor names.
Feb 4, 2026 · 3 min
How to Decode Your 401(k) Summary Plan Description in 10 Minutes
Your 401(k) Summary Plan Description (SPD) is the roadmap to how your plan actually works—where match dollars come from, when they vest, whether loans are allowed, and what Roth or after-tax options you have.
Feb 4, 2026 · 6 min
Why Your 401(k) Employer Match May Be the Most Overlooked Part of Your Paycheck
Your employer’s 401(k) match is one of the rare chances in personal finance where you can get an immediate, risk-free boost to your retirement savings.
Feb 3, 2026 · 6 min
Markets Reverse as Tech Retreats, Small Caps Shine Amid Rotation
Markets stumbled Tuesday as investors rotated out of mega-cap tech into value and cyclical names, dragging the S&P 500 and Nasdaq lower.
Feb 3, 2026 · 2 min
How to Pick the 401(k) Contribution Rate That Actually Fits Your Life
Figuring out how much to put in your 401(k) can feel overwhelming, but it doesn’t have to be.
Feb 3, 2026 · 7 min
Is Your 401(k) Really Ready for 2026?
It’s the start of a new year—are you confident your 401(k) is set up for success in 2026?
Feb 3, 2026 · 6 min
Stocks Rebound as Manufacturing Surges; Rate Cut Bets Pushed Back, Gold Slumps
Stocks rebounded with support from unexpectedly strong manufacturing data, halting a recent losing streak.
Feb 2, 2026 · 2 min
Dollar Soars, Gold Crashes as Trump Nominates Warsh for Fed Chair
Markets ended the week on a volatile note as President Trump’s nomination of Kevin Warsh to succeed Jerome Powell as Fed Chair jolted rate expectations and triggered the biggest dollar rally since May.
Jan 30, 2026 · 2 min
A Simple Monthly Money Meeting Agenda for Couples
Regular “money meetings” offer couples a relaxed, structured way to connect about their finances—before any issues have a chance to grow.
Jan 30, 2026 · 4 min
Aligning Money Goals When You and Your Partner See Risk Differently
Shared financial goals thrive when both partners genuinely feel understood—especially around risk and priorities.
Jan 29, 2026 · 4 min
Markets Rebound from Intraday Lows as Broader Rotation Gains Momentum
Dip buyers reemerged Thursday after early-session weakness, helping markets claw back losses triggered by renewed skepticism around AI-driven tech spending.
Jan 29, 2026 · 3 min
Turn Your 2025 Tax Return Into a Smarter 2026 Savings Plan
Think of your 2025 tax return as a snapshot of your financial year—revealing what you truly earned, spent, and saved.
Jan 29, 2026 · 5 min
Five Signs Your 2026 Financial Plan Is Truly Realistic
A realistic 2026 plan is one that fits your real life—not just on paper, but in the day-to-day ups and downs.
Jan 28, 2026 · 5 min
Markets Hold Steady as Fed Signals Patience on Rates
Markets ended the day mostly flat after the Fed held interest rates steady and Jerome Powell signaled no urgency to resume cuts.
Jan 28, 2026 · 3 min
Why a Written Financial Plan Can Help You Sleep Better
Putting your financial life into a written plan can bring real peace of mind.
Jan 28, 2026 · 5 min
A Pre-Trade Checklist to Keep Emotion Out of Your Next Move
Before your next trade, take a deep breath and give yourself space to think.
Jan 28, 2026 · 5 min
Don’t Let Recency Bias Derail Your 2026 Investment Plan
It's easy to fall into the trap of thinking that last year's winners will keep winning, especially when the headlines are loud and exciting.
Jan 28, 2026 · 4 min
A 48-Hour Cooling-Off Rule for Smarter Big-Money Decisions
A 48-hour "cooling-off" rule is a simple way to give yourself breathing room before making big money decisions.
Jan 28, 2026 · 5 min
Markets Push Higher Ahead of Fed Decision; S&P 500 Hits New Record
Markets kicked off the week with strong momentum as the S&P 500 touched new record highs, fueled by solid corporate earnings and continued optimism around a soft landing.
Jan 27, 2026 · 3 min
Markets Kick Off Key Week with Risk-On Sentiment; Gold Surges Past $5,000
Stocks climbed Monday as investors leaned into earnings optimism and potential economic reacceleration, while geopolitical jitters and weather-driven commodity moves pushed gold past $5,000 and natural gas sharply higher.
Jan 26, 2026 · 3 min
Investors Seek Shelter in Metals as Stocks Show Signs of Fatigue
Stocks finished a turbulent week on a quiet note, with major indexes diverging.
Jan 23, 2026 · 2 min
How Often Should You Really Check Your Accounts?
Jen used to check her investment account every single morning, often before she’d even had her coffee.
Jan 23, 2026 · 8 min
Markets Rebound Sharply as Trump Softens Tone on Greenland
Markets staged a strong rebound Wednesday, recouping much of the prior day's steep losses, as President Trump signaled a shift toward diplomacy over confrontation with NATO allies.
Jan 21, 2026 · 3 min
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